KPMD Sales Loan Against Property
At KPMD Sales, we are committed to helping you unlock the true potential and hidden value of your property through our Loans Against Property (LAP) services. Whether you are planning for business expansion, managing personal needs, funding your child’s education, handling medical emergencies, or meeting any other major expenses, we provide you with secured, high-value funding solutions designed to suit your unique requirements. With competitive interest rates, flexible repayment options, longer tenures, and quick processing, our LAP offering ensures that you not only get access to the funds you need but also enjoy peace mind & financial stability throughout the journey.
Features & Benefits of KPMD Sales Loan Against Property
- Flexible Loan Eligibility – We offer wide eligibility criteria carefully designed to suit both salaried and self-employed individuals across diverse professions, backgrounds, and income groups.
- High Loan Value – Avail convenient loans ranging from ₹10 Lakh to ₹5 Crore, customized as per your property’s market value, financial profile, and repayment capacity.
- Secured Loan – Since your property is pledged as valuable collateral, you can enjoy comparatively lower interest rates and higher loan amounts when compared to most other unsecured loan options.
- Long Tenure – With a flexible repayment period ranging from 5 to 20 years, you can conveniently plan your finances while ensuring affordable EMIs that perfectly match your repayment capacity and lifestyle.
- Multipurpose Loan – You can utilize the loan amount for multiple purposes such as business expansion, higher education, weddings, medical expenses, home renovation, or fulfilling any other significant personal financial requirement.
- Boosts Credit Score – Timely repayment of your KPMD Sales Loan Against Property not only strengthens your financial credibility but also builds long-term trust with lenders, improving eligibility for future credit opportunities.
KPMD Sales Loan Against Property – Eligibility
To apply for a Loan Against Property with KPMD Sales, you are required to meet certain basic eligibility criteria, including factors such as age, income stability, occupation type, and property ownership. These requirements are designed to ensure a seamless application process, quick approvals, and to help us deliver the most reliable and suitable financial solution for your unique needs.
- Nationality – Must be an Indian Citizen.
- Occupation & Income – Proof of stable income and occupation required (salaried or self-employed).
- Credit History – A healthy credit score helps in faster approval and better terms.
- Property Ownership – Applicant should be the rightful owner of the property with a clear title.
- Property Value – The loan amount is decided based on the market value of your residential, commercial, or industrial property.
- Banking Relationship – Strong banking history with KPMD Sales’ partner banks/NBFCs can give you better terms.
Documents Required for KPMD Sales Loan Against Property
Keep the following essential documents handy when applying for a Loan Against Property with KPMD Sales. These generally include proof of identity, proof of residence, income documents such as salary slips or business financials, property ownership papers, and recent photographs. Having these documents ready in advance ensures a smoother verification process and faster loan approval.
- Identity Proof & Residence Proof – Aadhaar, PAN, Passport, Voter ID, Driving License
- Income Proof – Salary slips, IT returns, or audited financials (for self-employed)
- Property Documents – Title deed, ownership proof, and valuation reports
- Bank Statements – Last 6 months
- Business Proof (Self-employed) – GST, Trade License, or Registration Certificate
KPMD Sales Loan Against Property EMI Calculator
Worried about EMIs? With the KPMD Sales Loan Against Property EMI Calculator, you can easily plan your finances in advance. This smart tool helps you calculate your monthly installments based on loan amount, interest rate, and tenure, ensuring better clarity, transparency, and control over your repayment journey before applying.
- Enter loan amount, interest rate, and tenure
- Get instant EMI and repayment breakdown
- Adjust repayment period to suit your budget
- Make smarter financial decisions before applying
Fees & Charges – KPMD Sales Loan Against Property
| Particulars | Charges |
|---|---|
| Loan Processing Fees | 0.25% – 2% of Loan Amount |
| Loan Cancellation | Nil – 5% (Bank/NBFC dependent) |
| Stamp Duty Charges | As per property value & state tax |
| Legal Fees | Actuals |
| Penal Charges | 2% per month |
| EMI / Cheque Bounce Charges | Around ₹500 |
| Foreclosure | Nil – 4% (as per lender) |
| Other Charges | Documentation, Verification, NOC, Swap Fees |
With KPMD Sales Loan Against Property, you get big-ticket funding, lower EMIs, and complete flexibility. Turn your property into a powerful financial asset with our trusted solutions.
✨ Turn your property into a powerful financial asset!