KPMD Sales Home Loan
Owning a dream home is no longer just a dream! At KPMD Sales, we make it possible with our affordable Home Loans, designed to suit your needs. With attractive interest rates, minimal documentation, and a tenure of up to 30 years, buying or building your home becomes simpler than ever. Our team ensures smooth processing, transparent communication, and complete support from application to disbursement. Whether you’re a first-time buyer or upgrading your lifestyle, we are committed to turning your vision into reality.
Features & Benefits of KPMD Sales Home Loan
With KPMD Sales Home Loan, you get access to multiple loan options tailored to your requirements. Our customer-first approach ensures flexibility, affordability, and reliability at every step of your journey. We strive to provide you with hassle-free financing solutions that support your unique housing needs.
- Home Construction Loan – Have a plot but need funds to build? With a KPMD Sales Home Construction Loan, you can build your house from scratch or repair a major section with ease.
- Home Extension Loan – Already own a house but need extra space? Whether it’s building another floor or adding a room, KPMD Sales helps you expand your living area effortlessly.
- Home Improvement Loan – Renovate, upgrade, or modernize your home. From fixing old furniture to updating lighting and interiors, our KPMD Sales Home Improvement Loan covers it all.
- NRI Home Loan – If you’re an NRI wanting to invest in residential property in India, KPMD Sales has the right home loan solution, with simplified yet secure procedures.
KPMD Sales Home Loan Eligibility
To qualify for a KPMD Sales Home Loan, here’s what you need. Our eligibility criteria are structured in a way to make loans accessible to both salaried and self-employed individuals. With flexible age and income brackets, we ensure that every genuine home buyer gets the chance to fulfill their housing aspirations.
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Age
- At loan start: Minimum 21 years
- At loan maturity: Up to 65 years
- Salaried: 21 – 58 years
- Self-employed: 25 – 65 years
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Income
- Salaried: Minimum ₹10,000 per month
- Self-employed: Minimum ₹2,00,000 per year
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Employment
- Salaried: Minimum 2–3 years in MNC/Private/Public Limited Company
- Self-employed: At least 3 years of experience in the same field
- Credit Score – A score of 750+ is considered ideal for approval.
Documentation Required for KPMD Sales Home Loan
Depending on your profile, you’ll need to submit the following documents. We have kept the documentation list clear and transparent, so you know exactly what to prepare in advance. This reduces approval delays and makes your application process smoother.
1. Salaried Individuals
- Form 16, Employee ID, 3 Months’ Salary Slips
- 6 Months’ Bank Statements
- Proof of employment duration
2. Self-Employed Individuals
- PAN, Trade License, Partnership Deed, MOA/AOA
- Import Export Code, SEBI/ROC Certificates
- Audited Financial Statements (P&L, Balance Sheet)
- 6 Months’ Bank Statement
- Professional License (Doctors, Consultants, etc.)
- Business Registration & Address Proof
3. NRI Applicants
- Income proof & overseas employment details
- Property papers (Sale Deed, Allotment Letter, NOC, Possession Certificate, etc.)
- Bank statements & payment receipts
- Resale properties require a Share Certificate
- Occupancy Certificate, Land Tax Receipt, Construction Cost Estimate
EMI Calculator – KPMD Sales Home Loan
Worried about monthly payments? Use the KPMD Sales Home Loan EMI Calculator to plan your budget. Our EMI calculator helps you understand your repayment journey clearly, letting you choose between flexible tenure options and interest rates that suit your finances.
- Get instant EMI estimates with real-time accuracy
- Plan your repayment smartly to maintain financial stability while enjoying home ownership
- Compare loan options before applying and choose what truly benefits you
This tool makes it simple to choose the best loan plan for your budget.
Fees & Charges for KPMD Sales Home Loan
Here’s what you can expect (varies by bank/NBFC and case-to-case):
| Particulars | Charges |
|---|---|
| Loan Processing Fees | 0.25% – 2% of Loan Amount |
| Loan Cancellation | Nil – 5% |
| Stamp Duty | As per Property Value & State Tax |
| Legal Fees | Actuals |
| Penal Charges | 2% per month |
| EMI / Cheque Bounce Charges | Approx ₹500 |
| Other Charges | Documentation, Verification, NOC, Statement Charges, Swap Fees |
With KPMD Sales Home Loan, your dream home is closer than ever. Fast approvals, flexible options, and complete support – because at KPMD Sales, we believe your home should be a reality, not just a dream.
✨ Your dream home is closer than ever!